In the end with Guardian, we got the following:
Surround sound in the family room
High speed flat panel pre-wiring and cable in the family room above the fireplace
Data jacks in the study and loft
Cable in all four bedrooms, loft and basement (two came with the home)
Phone jacks in study and kitchen
Base package security system
In the beginning I was debating on whether I would pay for everything at closing and not have in included in the loan, but since we didn't go with everything on our wish list the payment wouldn't go up significantly with including it in the loan.
The meeting with CTI went well also. Since we picked out the hardwood floors and bathroom tile for both full baths with our sales rep, Steve only had to pick out the carpet. We logged on to Ryan Homes' website that lists the colors of flooring, but the color swatches did not provide a true picture of the actual carpet color. We initially decided on White Fox, but discovered that the color had been discontinued. We went with Dove Shell; I was afraid I wouldn't like it but once I saw a true picture of the color I was excited that Steve picked it out on his own :). Surprisingly, the color was level 1 in their package so no upgades. The carpet padding we went with is 6 lb. The initial flooring for the laundry room was vinyl, but we went back and decided on tile. We are waiting on the color swatches to decide on which one we will get.
Red Oak Cherry beside the Cherry Bordeaux cabinet
Bathroom tile, Dove Shell carpet